An Event Medical Cover (EMA) is a medical insurance policy that covers for unforeseen and often life-threatening situations. These are medical expenses that occur outside of normal work hours, on the job or if an employee is traveling from one location to another. These policies are very helpful in case of an injury at work, an injury while traveling to a different location or an illness that arises due to the sudden change of weather conditions. It is important to consult with a professional provider of this type of cover, such as Outdoor Medical Solutions.
As it can be clearly seen, the benefits and advantages of this form of health insurance are quite immense. Apart from the fact that it will protect against any unforeseen medical expenses arising out of illness, the employee will also have a safeguard, as per the terms of the policy, in the payment of any other expenses that he may incur in relation to his treatment. The benefit of this type of medical cover is obvious. It is less expensive and will not put an extra financial burden on your monthly budget.
However, before buying the event medical cover, there are certain important factors that you need to keep in mind. First of all, be clear what kind of coverage you need. If you think you are well covered under your employer’s medical plan, it makes sense to buy the event cover. In case you have a pre-existing medical condition, you must check if the company allows you to buy the medical insurance on its own or whether they would recommend a separate medical policy. Usually a recommendation is made along with an individual medical policy.